How much does a UNITS cost to buy or open?

The typical deal for UNITS is $1.1M across 68 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $122K of buyer cash on a typical deal.

0% of UNITS's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a UNITS with an SBA loan?

Yes — UNITS has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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UNITS, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1836)

68 deals since 2020 · typical deal $1.1M · 0% failure rate

Deals since 2020

$1.1M

Typical deal

Deals since FY2025

Failure rate (FY20–23)

UNITS buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for UNITS

Most UNITS deals financed between $678K and $1.56M. Above $1.56M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$1.11M

Monthly payment (10-yr): $14,515
Down payment (10%): $123K
Cash to close (all-in): $169K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$169K)

Experience

Recent financings

S3 Management LLC in North Salt Lake, UT — $1.3M (2025) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)

UNITS, by the numbers

Recent financings

Who funds UNITS — and where

Common questions

How much does a UNITS cost to buy or open?

How risky is UNITS?

Can I finance a UNITS with an SBA loan?

AI summary