Upgrade Labs, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7374)
5 deals since 2020 · typical deal $600K
5
Deals since 2020
$600K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
Upgrade Labs has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Upgrade Labs
Most Upgrade Labs deals financed between $525K and $1000K. Above $1000K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $7,846
- Down payment (10%)
- $67K
- Cash to close (all-in)
- $89K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$89K)
Experience
Recent financings
- NeuroVita, LLC in Boulder, CO — $1.2M (2026) · Craft Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 132 mo (11 yrs)