Uptown Cheapskate, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1849)
75 deals since 2020 · typical deal $500K · 0% failure rate
75
Deals since 2020
$500K
Typical deal
24
Deals since FY2025
0%
Failure rate (FY20–23)
Uptown Cheapskate buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.
What buyers pay for Uptown Cheapskate
Most Uptown Cheapskate deals financed between $373K and $673K. Above $673K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,537
- Down payment (10%)
- $56K
- Cash to close (all-in)
- $74K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$74K)
Experience
Recent financings
- UC AZ PHOENIX LLC in Mesa, AZ — $977K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term