How much does a Urban Wok cost to buy or open?

The typical deal for Urban Wok is $181K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $20K of buyer cash on a typical deal.

How risky is Urban Wok?

Urban Wok has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Urban Wok with an SBA loan?

Yes — Urban Wok has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Urban Wok, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S7185)

4 deals since 2020 · typical deal $181K

Deals since 2020

$181K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Urban Wok has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Urban Wok

Most Urban Wok deals financed between $175K and $730K. Above $730K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$181K

Monthly payment (10-yr): $2,682
Down payment (10%): $20K
Cash to close (all-in): $27K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$27K)

Experience

Recent financings

2929 DBT LLC in Minneapolis, MN — $730K (2024) · Alerus Financial, National Association
Program
7a General
Rate at approval
10.25% variable
Term

Urban Wok, by the numbers

Recent financings

Who funds Urban Wok — and where

Common questions

How much does a Urban Wok cost to buy or open?

How risky is Urban Wok?

Can I finance a Urban Wok with an SBA loan?

AI summary