How much does a Valpak cost to buy or open?

The typical deal for Valpak is $350K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $39K of buyer cash on a typical deal.

Valpak has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Valpak with an SBA loan?

Yes — Valpak has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

← All franchises Claim this listing

Valpak, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1859)

1 deals since 2020 · typical deal $350K

Deals since 2020

$350K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Valpak has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Valpak

Most Valpak deals financed between $350K and $350K. Above $350K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$350K

Monthly payment (10-yr): $4,871
Down payment (10%): $39K
Cash to close (all-in): $52K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$52K)

Experience

Recent financings

Localize Media, inc in Tustin, CA — $350K (2020) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term

Valpak, by the numbers

Recent financings

Who funds Valpak — and where

Common questions

How much does a Valpak cost to buy or open?

How risky is Valpak?

Can I finance a Valpak with an SBA loan?

AI summary