Waffle House, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S5182)
1 deals since 2020 · typical deal $250K
1
Deals since 2020
$250K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
Waffle House has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Waffle House
Most Waffle House deals financed between $250K and $250K. Above $250K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,696
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $37K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$37K)
Experience
Recent financings
- The Waffle Company, LLC in Mount Vernon, IL — $250K (2024) · Peoples National Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval