How much does a Wingstop cost to buy or open?

The typical deal for Wingstop is $540K across 43 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $59K of buyer cash on a typical deal.

How risky is Wingstop?

0% of Wingstop's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Wingstop with an SBA loan?

Yes — Wingstop has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Wingstop, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1937)

43 deals since 2020 · typical deal $540K · 0% failure rate

Deals since 2020

$540K

Typical deal

Deals since FY2025

Failure rate (FY20–23)

Wingstop buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Wingstop

Most Wingstop deals financed between $453K and $670K. Above $670K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$540K

Monthly payment (10-yr): $7,062
Down payment (10%): $60K
Cash to close (all-in): $80K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$80K)

Experience

Recent financings

Branker Foods 7 LLC in Aiken, SC — $500K (2026) · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable

Wingstop, by the numbers

Recent financings

Who funds Wingstop — and where

Common questions

How much does a Wingstop cost to buy or open?

How risky is Wingstop?

Can I finance a Wingstop with an SBA loan?

AI summary