How risky is World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol?

World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol SBA Intelligence: Real Cost, Rates & Failure Rate

Q: How much does a World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol cost to buy or open?

The typical deal for World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol is $2.3M across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $255K of buyer cash on a typical deal.

Q: Can I finance a World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol with an SBA loan?

Yes — World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Recent financings

Berger Ridgeview LLC in Olathe, KS — $2.3M (2026) · purchase · OakStar Bank

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.7M (75%)
Approval → funding: 10 days
Approved: 1/27/2026
First disbursed: 2/6/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Gasoline Stations with Convenience Stores

If you were the buyer here

Est. deal size: $2.6M
Est. down payment (10%): $257K
Est. cash at closing: $355K
Monthly payment: $19,033
Annual debt service: $228K
Cash flow needed (1.25×): $285K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by OakStar Bank · Lender record →

Your business? Claim this record · Request removal

Roket Stop Inc in Taylor Ridge, IL — $251K (2023) · Millennium Bank

Program: 7a General
Rate at approval: 9.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $188K (75%)
Approval → funding: 60 days
Approved: 3/2/2023
First disbursed: 5/1/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

A M 2801 LLC in Liberty, MO — $2.6M (2021) · purchase · OakStar Bank

Program: Preferred Lenders Program
Rate at approval: 5.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.4M (90%)
Approval → funding: 42 days
Approved: 9/24/2021
First disbursed: 11/5/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

Xoom 66 LLC in Kansas City, MO — $2.4M (2021) · OakStar Bank

Program: Preferred Lenders Program
Rate at approval: 4.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.2M (90%)
Approval → funding: 79 days
Approved: 9/21/2021
First disbursed: 12/9/2021
Loan status: Paid in full (3/31/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

AM 4656 LLC in Kansas City, MO — $774K (2021) · OakStar Bank

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 179 months
SBA guaranteed: $696K (90%)
Approval → funding: 13 days
Approved: 2/16/2021
First disbursed: 3/1/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol, by the numbers

Recent financings

Who funds World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol — and where

Common questions

How much does a World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol cost to buy or open?

How risky is World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol?

Can I finance a World Fuel Services, Inc. d/b/a/ Carter Energy (Conoco) Whol with an SBA loan?

AI summary