Lender record
1st Financial Bank USA
The real lending record — every figure from funded deals. HQ: 331 Dakota Dunes Blvd, Dakota Dunes, SD. 2 branches.
92
Recent deals (FY20+)
$1.5M
Typical deal
54 days
Approval → funding
5.4%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 331 Dakota Dunes Blvd, Dakota Dunes, SD. 2 branches.
92
Recent deals (FY20+)
$1.5M
Typical deal
54 days
Approval → funding
5.4%
Failure rate (FY20–23)
Most 1st Financial Bank USA deals land between $1.0M and $2.3M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Total assets
$1.3B
▼ 1.5% vs prior quarter
Deposits on hand
$1.0B
▼ 1.6% vs prior quarter
Loans outstanding
$952.6M
▲ 0.6% vs prior quarter
Net income (latest qtr)
$3.5M
FDIC call-report data, quarter ending 03/2026.
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1st Financial Bank UsaMain office331 Dakota Dunes BlvdDakota Dunes, SD 57049 · since 1910
Dupree Branch424 Main StreetDupree, SD 57623 · since 1994
Branch data: FDIC BankFind.
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2 of 1st Financial Bank USA's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
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89 businesses on record — the 60 largest by funding. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with 1st Financial Bank USA.
1st Financial Bank USA is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal