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Lender record

Altos Bank

The real lending record — every figure from funded deals. HQ: 467 1st St, Los Altos, CA. 1 branch.

3

Recent deals (FY20+)

$982K

Typical deal

—

Approval → funding

Where Altos Bank lends

Deal profile

Most Altos Bank deals land between $356K and $3.5M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

1.Pharmacies and Drug Retailers (1)
2.Child Care Services (1)
3.Used Household and Office Goods Moving (1)

Most active states

1.California (3 deals)

Can Altos Bank fund you? The bank behind the loans

Total assets

$57.5M

▲ 7.2% vs prior quarter

Deposits on hand

$37.4M

▲ 15.6% vs prior quarter

Loans outstanding

$29.8M

▲ 81.7% vs prior quarter

Net income (latest qtr)

$-1.4M

•SBA is this bank's core business — this year's SBA production alone equals ~27.6% of its entire loan book. Expect a dedicated SBA desk, packaging help, and underwriters who do this all day. That makes Altos Bank more SBA-focused than 99% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of -9.82% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

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Get in touch with Altos Bank

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Walk into a Altos Bank branch (1)

Altos BankMain office467 1st StLos Altos, CA 94022 · since 2024

Branch data: FDIC BankFind.

Recent deals

Sanders Pharmaceuticals, Inc. in Los Angeles, CA — $3.5M (2026) · Pharmacies and Drug Retailers
Program
7a General
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.6M (75%)
Approved
3/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Existing or more than 2 years old
Industry
Pharmacies and Drug Retailers
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Happy Bunch LLC in San Jose, CA — $982K (2026) · purchase · Child Care Services
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$736K (75%)
Approved
3/18/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Child Care Services
Lea Relocation Services, Inc in San Leandro, CA — $356K (2026) · Used Household and Office Goods Moving
Program
7a General
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$267K (75%)
Approval → funding
15 days
Approved
11/24/2025
First disbursed
12/9/2025
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Altos Bank financed

3 businesses on record. Each links to its full SBA record.

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DealRoom analysis of public lending records, FY2020–present. Not affiliated with Altos Bank.

AI summary

Altos Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

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Altos Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.

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I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

If you were the buyer here

Est. deal size: $1.1M
Est. down payment (10%): $109K
Est. cash at closing: $150K
Monthly payment: $12,700
Annual debt service: $152K
Cash flow needed (1.25×): $191K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

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9

Business age

Existing or more than 2 years old

Industry

Used Household and Office Goods Moving

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