Lender record
American Riviera Bank
The real lending record — every figure from funded deals. HQ: 1033 Anacapa St, Santa Barbara, CA. 9 branches.
88
Recent deals (FY20+)
$310K
Typical deal
29 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 1033 Anacapa St, Santa Barbara, CA. 9 branches.
88
Recent deals (FY20+)
$310K
Typical deal
29 days
Approval → funding
0%
Failure rate (FY20–23)
Most American Riviera Bank deals land between $134K and $544K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
The UPS Store
3 deals
Puddle Pool Services
1 deals
Cold Stone Creamery
1 deals
Tifa Chocolate & Gelato
1 deals
Total assets
$1.4B
▲ 4.1% vs prior quarter
Deposits on hand
$1.3B
▲ 4.5% vs prior quarter
Loans outstanding
$1.1B
▲ 1.7% vs prior quarter
Net income (latest qtr)
$4.2M
FDIC call-report data, quarter ending 03/2026.
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American Riviera BankMain office1033 Anacapa StSanta Barbara, CA 93101 · since 2006
Goleta Branch5880 Calle RealGoleta, CA 93117 · since 2013
Montecito - Upper Village Branch525 San Ysidro RdSanta Barbara, CA 93108 · since 2013
Paso Robles1601 Spring StPaso Robles, CA 93446 · since 2018
Commercial Lending Center30 E Figueroa StSanta Barbara, CA 93101 · since 2018 · limited service
San Luis Obispo Branch1085 Higuera StSan Luis Obispo, CA 93401 · since 2019
Santa Maria Branch2605 S Miller StSanta Maria, CA 93455 · since 2023
Atascadero Branch7035 El Camino RealAtascadero, CA 93422 · since 2024
Ventura Commercial Loan Production Office Branch1280 S Victoria AveVentura, CA 93003 · since 2025 · limited service
Branch data: FDIC BankFind.
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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71 businesses on record — the 60 largest by funding. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with American Riviera Bank.
American Riviera Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal