Scroll

Lender record

Bank of Pontiac

The real lending record — every figure from funded deals. HQ: 300 W Washington St, Pontiac, IL. 14 branches.

2

Recent deals (FY20+)

$150K

Typical deal

—

Approval → funding

Where Bank of Pontiac lends

Deal profile

Most Bank of Pontiac deals land between $108K and $150K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

1.All Other Amusement and Recreation Industries (1)
2.Fitness and Recreational Sports Centers (1)

Most active states

1.Illinois (2 deals)

Can Bank of Pontiac fund you? The bank behind the loans

Total assets

$1.2B

▲ 2.5% vs prior quarter

Deposits on hand

$1.0B

▲ 1.8% vs prior quarter

Loans outstanding

$809.9M

▼ 3.1% vs prior quarter

Net income (latest qtr)

$4.2M

•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Bank of Pontiac more SBA-focused than 14% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.42% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Free · No obligation · Usually same-day

Get in touch with Bank of Pontiac

Tell us where to reach you and we'll arrange the introduction — to Bank of Pontiac or a comparable SBA specialist who fits your deal even better.

I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

Walk into a Bank of Pontiac branch (14)

Bank Of PontiacMain office300 W Washington StPontiac, IL 61764 · since 1947

Delavan Branch301 S Locust StDelavan, IL 61734 · since 1887

Melvin Branch100 East Main StreetMelvin, IL 60952 · since 1890

Paxton Branch101 N Taft StPaxton, IL 60957 · since 1914

Fairbury Branch104 E Locust StFairbury, IL 61739 · since 1918

Forrest Branch500 S Center StForrest, IL 61741 · since 1941

Odell State Bank Branch200 S Waupansie StOdell, IL 60460 · since 1949

South Pine Street Branch116 S Pine StPiper City, IL 60959 · since 1956

East Chippewa And Franklin201 E Chippewa StDwight, IL 60420 · since 1975

Fairbury Drive Up101 E Oak StFairbury, IL 61739 · since 1980 · limited service

Bank Of Pontiac West1703 West Reynolds StreetPontiac, IL 61764 · since 1996

Bloomington Branch4001 General Electric RdBloomington, IL 61704 · since 2005

Coal City Branch85 S Broadway StCoal City, IL 60416 · since 2018

Minier Branch101 S Main AveMinier, IL 61759 · since 2021

Scroll for all 14 branches · Branch data: FDIC BankFind.

Recent deals

Backswing 24/7, LLC in Minooka, IL — $150K (2026) · All Other Amusement and Recreation Industries
Program
7a General
Rate at approval
8% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
10 days
Approved
1/5/2026
First disbursed
1/15/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Your business? Claim this record · Request removal
Stronger Together, LLC in Bloomington, IL — $108K (2020) · purchase · Fitness and Recreational Sports Centers
Program
7a General
Rate at approval
5.95% variable
Term
120 mo (10 yrs)
SBA guaranteed
$92K (85%)
Approval → funding
37 days
Approved
10/24/2019
First disbursed
11/30/2019
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Work at Bank of Pontiac?

Claim this profile free to keep your lending record accurate, route buyer leads to your team, and sponsor your placement in the rankings.

Claim this listing

Businesses Bank of Pontiac financed

2 businesses on record. Each links to its full SBA record.

Work at Bank of Pontiac?

Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

Claim this listing Request removal

DealRoom analysis of public lending records, FY2020–present. Not affiliated with Bank of Pontiac.

AI summary

Bank of Pontiac is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

Find the bank most likely to fund your deal

Bank of Pontiac is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.

Free · No documents · Usually same-day

I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

3

Business age

Change of Ownership

Industry

Fitness and Recreational Sports Centers

If you were the buyer here

Est. deal size: $120K
Est. down payment (10%): $12K
Est. cash at closing: $15K
Monthly payment: $1,196
Annual debt service: $14K
Cash flow needed (1.25×): $18K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Your business? Claim this record · Request removal