Lender record
Chelsea State Bank
The real lending record — every figure from funded deals. HQ: 1010 S Main St, Chelsea, MI. 4 branches.
46
Recent deals (FY20+)
$275K
Typical deal
16 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 1010 S Main St, Chelsea, MI. 4 branches.
46
Recent deals (FY20+)
$275K
Typical deal
16 days
Approval → funding
0%
Failure rate (FY20–23)
Most Chelsea State Bank deals land between $135K and $811K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$422.3M
▲ 2% vs prior quarter
Deposits on hand
$373.1M
▲ 2.8% vs prior quarter
Loans outstanding
$252.6M
▲ 1.7% vs prior quarter
Net income (latest qtr)
$1.4M
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with Chelsea State Bank
Tell us where to reach you and we'll arrange the introduction — to Chelsea State Bank or a comparable SBA specialist who fits your deal even better.
Chelsea State BankMain office1010 S Main StChelsea, MI 48118 · since 1897
Downtown Branch305 S Main StChelsea, MI 48118 · since 1980
Dexter Branch7101 Dexter Ann Arbor RdDexter, MI 48130 · since 2000
Jackson Banking Center Branch611 N Wisner StreetJackson, MI 49202 · since 2025
Branch data: FDIC BankFind.
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43 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with Chelsea State Bank.
Chelsea State Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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Chelsea State Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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