Can Chemung Canal Trust Company fund you? The bank behind the loans
Total assets
$2.7B
▲ 1.4% vs prior quarter
Deposits on hand
$2.3B
▲ 1.9% vs prior quarter
Loans outstanding
$2.3B
▲ 1.9% vs prior quarter
Net income (latest qtr)
$9.8M
•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Chemung Canal Trust Company more SBA-focused than 9% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.44% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
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Get in touch with Chemung Canal Trust Company
Tell us where to reach you and we'll arrange the introduction — to Chemung Canal Trust Company or a comparable SBA specialist who fits your deal even better.
Walk into a Chemung Canal Trust Company branch (30)
Chemung Canal Trust CompanyMain office1 Chemung Canal PlzElmira, NY 14901 · since 1833
Auburn - Genesee St Branch120 Genesee StAuburn, NY 13021 · since 1817
Seneca Falls Branch54 Fall StSeneca Falls, NY 13148 · since 1837
Canton Branch5 W Main StCanton, PA 17724 · since 1881
203 Main Street Branch203 Main StOwego, NY 13827 · since 1883
West Morris Street Branch201 Bath And Hammondsport RailroadBath, NY 14810 · since 1884
North Franklin Street Branch318 N Franklin StWatkins Glen, NY 14891 · since 1884
Montour Falls Branch303 W Main StMontour Falls, NY 14865 · since 1914
West Side Branch628 W Church StElmira, NY 14905 · since 1951
Scroll for all 30 branches · Branch data: FDIC BankFind.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with Chemung Canal Trust Company.
AI summary
Chemung Canal Trust Company is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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Chemung Canal Trust Company is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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Horseheads Branch
602 S Main St
Horseheads, NY 14845 · since 1962
Grant Avenue Branch185 Grant AveAuburn, NY 13021 · since 1965
Arnot Road Office Branch29 Arnot RdHorseheads, NY 14845 · since 1967
Southport Branch951 Pennsylvania AveElmira, NY 14904 · since 1970
Ithaca South Branch304 Elmird RoadIthaca, NY 14850 · since 1971
Waverly Branch405 Chemung StWaverly, NY 14892 · since 1974
Elmira Heights Branch100 W Mccanns BlvdElmira Heights, NY 14903 · since 1976
Groton Avenue Branch1094 Groton AveCortland, NY 13045 · since 1982
Corning Branch149 W Market StCorning, NY 14830 · since 1985
State Street Branch132 State StAlbany, NY 12207 · since 1995
Vestal Branch100 Rano BlvdVestal, NY 13850 · since 1999
Troy Branch159 Canton StTroy, PA 16947 · since 2002
Clifton Park Office Branch7 Southside DrClifton Park, NY 12065 · since 2005
Community Corners Branch909 Hanshaw RdIthaca, NY 14850 · since 2006
Wolf Road Branch65 Wolf RdAlbany, NY 12205 · since 2007
Latham Branch581 Loudon RoadLatham, NY 12110 · since 2007
Binghamton Branch127 Court StBinghamton, NY 13901 · since 2007
Slingerlands Office Branch1365 New Scotland RdSlingerlands, NY 12159 · since 2010
Schenectady Branch2 Rush StSchenectady, NY 12305 · since 2018
Wilton Branch3057 Route 50Saratoga Springs, NY 12866 · since 2018
Canal Bank Branch5529 Main StBuffalo, NY 14221 · since 2024
Corporation
Business age
Change of Ownership
Industry
Other Waste Collection
If you were the buyer here
Est. deal size
$156K
Est. down payment (10%)
$16K
Est. cash at closing
$20K
Monthly payment
$2,805
Annual debt service
$34K
Cash flow needed (1.25×)
$42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Commercial and Institutional Building Construction
If you were the buyer here
Est. deal size
$183K
Est. down payment (10%)
$18K
Est. cash at closing
$25K
Monthly payment
$3,305
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.