The real lending record — every figure from funded deals. HQ: 5219 City Bank Pkwy, Lubbock, TX. 36 branches.
19
Recent deals (FY20+)
$150K
Typical deal
11 days
Approval → funding
0%
Failure rate (FY20–23)
Where City Bank lends
Deal profile
Most City Bank deals land between $100K and $500K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
1.Poured Concrete Foundation and Structure Contractors (3)
2.Water Supply and Irrigation Systems (2)
3.Offices of Podiatrists (2)
4.All Other Specialty Food Retailers (1)
5.Coin-Operated Laundries and Drycleaners (1)
6.Asphalt Paving Mixture and Block Manufacturing (1)
7.Blind and Shade Manufacturing (1)
8.Commercial and Institutional Building Construction (1)
Most active states
1.Texas (19 deals)
Franchises they finance most
Gong Cha (only for NJ, NY, MA & TX)
1 deals
Can City Bank fund you? The bank behind the loans
Total assets
$4.6B
▲ 3.7% vs prior quarter
Deposits on hand
$4.1B
▲ 4.1% vs prior quarter
Loans outstanding
$3.1B
▼ 1.1% vs prior quarter
Net income (latest qtr)
$16.7M
•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes City Bank more SBA-focused than 12% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.46% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with City Bank
Tell us where to reach you and we'll arrange the introduction — to City Bank or a comparable SBA specialist who fits your deal even better.
Walk into a City Bank branch (36)
City BankMain office5219 City Bank PkwyLubbock, TX 79407 · since 1984
West Texas State Bank Branch1501 W University BlvdOdessa, TX 79764 · since 1937
Levelland Branch600 College AveLevelland, TX 79336 · since 1982
Detached Facility400 S Allen AveMonahans, TX 79756 · since 1983 · limited service
Lubbock Branch3251 50th StLubbock, TX 79413 · since 1990
North Grandview Branch2426 N Grandview AveOdessa, TX 79761 · since 1997
Morton Branch107 W Taylor AveMorton, TX 79346 · since 1998
Lubbock Branch8201 Quaker AveLubbock, TX 79424 · since 1999
Kermit State Bank Branch210 N Oak StKermit, TX 79745 · since 2000
Scroll for all 36 branches · Branch data: FDIC BankFind.
Recent deals
Happy Penguin, LLCin Lubbock, TX — $225K (2026) · All Other Specialty Food Retailers
DealRoom analysis of public lending records, FY2020–present. Not affiliated with City Bank.
AI summary
City Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
City Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
Free · No documents · Usually same-day
Monahans Branch
214 S Main Ave
Monahans, TX 79756 · since 2000
Ft. Stockton Branch809 W Dickinson BlvdFort Stockton, TX 79735 · since 2000
University Branch8009 University AveLubbock, TX 79423 · since 2001
Midland Branch400 W Illinois AveMidland, TX 79701 · since 2003
El Paso Branch7901 N Mesa StEl Paso, TX 79932 · since 2004
University Ave. Branch611 University AveLubbock, TX 79401 · since 2005
El Paso George Dieter Branch1418 George Dieter DrEl Paso, TX 79936 · since 2005
Lubbock County Courier Service5219 City Bank PkwyLubbock, TX 79407 · since 2005 · limited service
Midtown Branch1850 Sudderth DrRuidoso, NM 88345 · since 2006
Plano Branch7500 Dallas PkwyPlano, TX 75024 · since 2006
4th Street Branch5506 4th StLubbock, TX 79416 · since 2007
Idalou Branch304 W 1st StIdalou, TX 79329 · since 2007
College Station Branch1409 University Dr ECollege Station, TX 77840 · since 2007
City Bank Forney Highway 80 Branch771 E Us Highway 80Forney, TX 75126 · since 2008
City Bank-82/Milwaukee Branch6524 82nd StLubbock, TX 79424 · since 2008
Mckinnon Street Branch2525 Mckinnon StDallas, TX 75201 · since 2015
Hockley/Cochran Courier600 College AveLevelland, TX 79336 · since 2015 · limited service
Abilene Lpo Branch4601c Antilley RdAbilene, TX 79606 · since 2018 · limited service
Arlington Lpo2340 W Interstate 20Arlington, TX 76017 · since 2018 · limited service
Dallas Lpo12720 Hillcrest RdDallas, TX 75230 · since 2018 · limited service
El Paso Lpo Branch6006 N Mesa StEl Paso, TX 79912 · since 2018 · limited service
Grand Prairie Lpo133 W Main St Ste 300Grand Prairie, TX 75050 · since 2018 · limited service
Southlake Lpo751 E Southlake BlvdSouthlake, TX 76092 · since 2018 · limited service
Dublin Branch128 S Patrick StDublin, TX 76446 · since 2018
City Bank - City Centre Branch825 Town And Country LnHouston, TX 77024 · since 2019
Fort Worth Lpo Branch6500 West FwyFort Worth, TX 76116 · since 2021 · limited service
Bank Of Houston Branch4400 Post Oak Pkwy Ste 2260Houston, TX 77027 · since 2026
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.