Lender record
ESL FCU
The real lending record — every figure from funded deals. HQ: Rochester, NY.
399
Recent deals (FY20+)
$60K
Typical deal
13 days
Approval → funding
0.6%
Failure rate (FY20–23)
Where ESL FCU lends
Deal profile
Most ESL FCU deals land between $32K and $150K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Full-Service Restaurants (19)
- 2.Residential Remodelers (12)
- 3.Landscaping Services (11)
- 4.Beauty Salons (11)
- 5.General Automotive Repair (11)
- 6.General Freight Trucking, Local (10)
- 7.All Other Personal Services (9)
- 8.Site Preparation Contractors (8)
Most active states
- 1.New York (399 deals)
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Recent deals
- CAN OF WORMS LLC in Rochester, NY — $235K (2026) · Independent Artists, Writers, and Performers
- Program
- Preferred Lenders Program
- Rate at approval
- 6.72% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $176K (75%)
- Approved
- 2/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
Failed deals
1 of ESL FCU's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
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Businesses ESL FCU financed
320 businesses on record — the 60 largest by funding. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with ESL FCU.
AI summary
ESL FCU is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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