Lender record
First Citizens State Bank
The real lending record — every figure from funded deals. HQ: 207 W Main St, Whitewater, WI. 8 branches.
23
Recent deals (FY20+)
$433K
Typical deal
17 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 207 W Main St, Whitewater, WI. 8 branches.
23
Recent deals (FY20+)
$433K
Typical deal
17 days
Approval → funding
0%
Failure rate (FY20–23)
Most First Citizens State Bank deals land between $290K and $612K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$511.4M
▼ 0.4% vs prior quarter
Deposits on hand
$370.1M
▼ 2.4% vs prior quarter
Loans outstanding
$364.8M
▲ 5.3% vs prior quarter
Net income (latest qtr)
$2.2M
FDIC call-report data, quarter ending 03/2026.
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First Citizens State BankMain office207 W Main StWhitewater, WI 53190 · since 1863
Palmyra Branch111 E Main StPalmyra, WI 53156 · since 1911
West Branch1058 W Main StWhitewater, WI 53190 · since 1927
Fairhaven Retirement Community Branch435 W Starin RdWhitewater, WI 53190 · since 2000 · limited service
Mulberry Glen Retirement Community Branch1281 W Main StWhitewater, WI 53190 · since 2000 · limited service
East Troy Branch2546 Main StEast Troy, WI 53120 · since 2001
East Troy Senior Housing Facility3223 North StEast Troy, WI 53120 · since 2004 · limited service
Messenger Service At Whitewater207 W Main StWhitewater, WI 53190 · since 2007 · limited service
Branch data: FDIC BankFind.
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20 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with First Citizens State Bank.
First Citizens State Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal