Lender record
First Option Bank
The real lending record — every figure from funded deals. HQ: 601 Main St, Osawatomie, KS. 10 branches.
3
Recent deals (FY20+)
$250K
Typical deal
—
Approval → funding
Lender record
The real lending record — every figure from funded deals. HQ: 601 Main St, Osawatomie, KS. 10 branches.
3
Recent deals (FY20+)
$250K
Typical deal
—
Approval → funding
Most First Option Bank deals land between $240K and $374K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$786.4M
▼ 3.6% vs prior quarter
Deposits on hand
$681.9M
▼ 7.3% vs prior quarter
Loans outstanding
$479.1M
▲ 3.7% vs prior quarter
Net income (latest qtr)
$3.0M
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with First Option Bank
Tell us where to reach you and we'll arrange the introduction — to First Option Bank or a comparable SBA specialist who fits your deal even better.
First Option BankMain office601 Main StOsawatomie, KS 66064 · since 1923
1st Bank Of Troy Branch212 S Main StTroy, KS 66087 · since 1870
Saint Joseph Branch3702 Faraon StSaint Joseph, MO 64506 · since 1975
Horton Branch1505 Central AveHorton, KS 66439 · since 1990
Paola Branch702 Baptiste DrPaola, KS 66071 · since 1993
Elwood Branch209 Roseport RoadelwoodElwood, KS 66024 · since 1996
Lacygne Branch506 E Market StLacygne, KS 66040 · since 2000
Louisburg Branch103 BroadwayLouisburg, KS 66053 · since 2000
21101 W. 223rd St. Branch21101 W 223rd StSpring Hill, KS 66083 · since 2007
Overland Park Branch7300 West 159th StreetOverland Park, KS 66223 · since 2023
Scroll for all 10 branches · Branch data: FDIC BankFind.
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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3 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with First Option Bank.
First Option Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal