Lender record
First Southern Bank
The real lending record — every figure from funded deals. HQ: 930 Memorial Dr, Waycross, GA. 7 branches.
10
Recent deals (FY20+)
$1.7M
Typical deal
—
Approval → funding
Lender record
The real lending record — every figure from funded deals. HQ: 930 Memorial Dr, Waycross, GA. 7 branches.
10
Recent deals (FY20+)
$1.7M
Typical deal
—
Approval → funding
Most First Southern Bank deals land between $666K and $2.4M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$334.8M
▲ 2.2% vs prior quarter
Deposits on hand
$301.6M
▲ 4.5% vs prior quarter
Loans outstanding
$219.6M
▼ 4.2% vs prior quarter
Net income (latest qtr)
$775K
FDIC call-report data, quarter ending 03/2026.
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First Southern BankMain office930 Memorial DrWaycross, GA 31501 · since 1907
Wayne County Branch927 S 1st StJesup, GA 31545 · since 1998
Patterson Branch6365 Us 84Patterson, GA 31557 · since 2019
Sebring Branch205 W Center AveSebring, FL 33870 · since 2019
Manatee Branch1825 Manatee Ave WBradenton, FL 34205 · since 2021
Stuart Branch2522 Se Willoughby BlvdStuart, FL 34994 · since 2023
Blackshear Branch221 Ware StBlackshear, GA 31516 · since 2025
Branch data: FDIC BankFind.
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10 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with First Southern Bank.
First Southern Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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First Southern Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal