Lender record
First State Bank and Trust
The real lending record — every figure from funded deals. HQ: 950 Highway 95 N, Bayport, MN. 4 branches.
27
Recent deals (FY20+)
$97K
Typical deal
20 days
Approval → funding
Lender record
The real lending record — every figure from funded deals. HQ: 950 Highway 95 N, Bayport, MN. 4 branches.
27
Recent deals (FY20+)
$97K
Typical deal
20 days
Approval → funding
Most First State Bank and Trust deals land between $50K and $249K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$471.0M
▼ 0.5% vs prior quarter
Deposits on hand
$429.3M
▼ 0.2% vs prior quarter
Loans outstanding
$306.8M
▲ 2.8% vs prior quarter
Net income (latest qtr)
$1.9M
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with First State Bank and Trust
Tell us where to reach you and we'll arrange the introduction — to First State Bank and Trust or a comparable SBA specialist who fits your deal even better.
First State Bank And TrustMain office950 Highway 95 NBayport, MN 55003 · since 1914
Oak Park Heights Branch5891 Neal Ave NOak Park Heights, MN 55082 · since 1998
Boutwell'S Landing - Town Square Branch5590 Norwich PkwyOak Park Heights, MN 55082 · since 2002 · limited service
Hudson, Wi Branch680 Annabelle WayHudson, WI 54016 · since 2021
Branch data: FDIC BankFind.
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Work at First State Bank and Trust?
Claim this profile free to keep your lending record accurate, route buyer leads to your team, and sponsor your placement in the rankings.
Work at First State Bank and Trust?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with First State Bank and Trust.
First State Bank and Trust is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
First State Bank and Trust is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
Free · No documents · Usually same-day
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal