Can Gainey Business Bank fund you? The bank behind the loans
Total assets
$102.8M
▼ 0.9% vs prior quarter
Deposits on hand
$93.9M
▼ 0.5% vs prior quarter
Loans outstanding
$91.5M
▲ 5.8% vs prior quarter
Net income (latest qtr)
$-160K
•An active SBA program (~1% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Gainey Business Bank more SBA-focused than 80% of the banks on our record.
•Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
•Return on assets of -0.62% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
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Tell us where to reach you and we'll arrange the introduction — to Gainey Business Bank or a comparable SBA specialist who fits your deal even better.
Walk into a Gainey Business Bank branch (1)
Gainey Business BankMain office8501 N Scottsdale RdScottsdale, AZ 85253 · since 2022
Branch data: FDIC BankFind.
Recent deals
Arizona Glass Center LLCin Scottsdale, AZ — $586K (2026) · purchase · Automotive Glass Replacement Shops
Program
7a General
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$440K (75%)
Approved
3/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Automotive Glass Replacement Shops
If you were the buyer here
Est. deal size
$651K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$7,423
Annual debt service
$89K
Cash flow needed (1.25×)
$111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with Gainey Business Bank.
AI summary
Gainey Business Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$370K
Est. down payment (10%)
$37K
Est. cash at closing
$49K
Monthly payment
$4,309
Annual debt service
$52K
Cash flow needed (1.25×)
$65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$79,736
Annual debt service
$957K
Cash flow needed (1.25×)
$1.2M
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.