Can HomeTrust Bank fund you? The bank behind the loans
Total assets
$4.4B
▼ 3.5% vs prior quarter
Deposits on hand
$3.6B
▼ 1.9% vs prior quarter
Loans outstanding
$3.6B
▼ 3.4% vs prior quarter
Net income (latest qtr)
$17.1M
•An active SBA program (~1.3% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes HomeTrust Bank more SBA-focused than 82% of the banks on our record.
•Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
•Return on assets of 1.53% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
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Get in touch with HomeTrust Bank
Tell us where to reach you and we'll arrange the introduction — to HomeTrust Bank or a comparable SBA specialist who fits your deal even better.
Walk into a HomeTrust Bank branch (33)
Hometrust BankMain office10 Woodfin StAsheville, NC 28801 · since 1926
Shelby Main Office224 E Warren StShelby, NC 28150 · since 1905
Eden Branch106 S Van Buren RdEden, NC 27288 · since 1909
Cherryville Branch100 W Main StCherryville, NC 28021 · since 1912
Clyde Branch8583 Carolina BlvdClyde, NC 28721 · since 1926
Weaverville Branch5 Northridge Cmns PkwyWeaverville, NC 28787 · since 1926
Lexington Branch107 W Center StLexington, NC 27292 · since 1928
Tryon Branch341 N Trade StTryon, NC 28782 · since 1935
Vinton Branch201 S Pollard StVinton, VA 24179 · since 1943
Brambleton Avenue Branch
Scroll for all 33 branches · Branch data: FDIC BankFind.
Recent deals
MSY Hotels LLCin Peachtree Corners, GA — $4.5M (2026) · purchase · Hotels (except Casino Hotels) and Motels
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.3M (75%)
Approved
3/18/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Franchise
Studio 6
Jobs supported
11
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$4.9M
Est. down payment (10%)
$494K
Est. cash at closing
$684K
Monthly payment
$35,086
Annual debt service
$421K
Cash flow needed (1.25×)
$526K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
9 of HomeTrust Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with HomeTrust Bank.
AI summary
HomeTrust Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
HomeTrust Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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5 deals
2820 Brambleton Ave Sw
Roanoke, VA 24015 · since 1966
Daleville Branch1571 Roanoke RdDaleville, VA 24083 · since 1968
Crossroads-Roanoke Branch5002 Williamson Rd NwRoanoke, VA 24012 · since 1974
Starkey Road Branch3956 Electric RdRoanoke, VA 24018 · since 1981
Arden Branch192 Airport RdArden, NC 28704 · since 1996
Morristown Main Office120 Evans AveMorristown, TN 37814 · since 1996
Woodruff Road Office499 Woodruff RdGreenville, SC 29607 · since 2006
Milton Branch2905 Bethany BndMilton, GA 30004 · since 2006