Can Isabella Bank fund you? The bank behind the loans
Total assets
$2.2B
▲ 2% vs prior quarter
Deposits on hand
$1.9B
▲ 2.2% vs prior quarter
Loans outstanding
$1.5B
▲ 1.5% vs prior quarter
Net income (latest qtr)
$5.8M
•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Isabella Bank more SBA-focused than 5% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.05% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
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Get in touch with Isabella Bank
Tell us where to reach you and we'll arrange the introduction — to Isabella Bank or a comparable SBA specialist who fits your deal even better.
Walk into a Isabella Bank branch (32)
Isabella BankMain office139 E Broadway StMount Pleasant, MI 48858 · since 1903
Hemlock Office16490 Gratiot RdHemlock, MI 48626 · since 1888
Blanchard Branch401 Main StBlanchard, MI 49310 · since 1906
Barryton Branch240 E Northern AveBarryton, MI 49305 · since 1908
Breckenridge Branch316 E Saginaw StBreckenridge, MI 48615 · since 1909
Farwell Branch399 W Main StFarwell, MI 48622 · since 1919
Weidman Branch3388 N Woodruff RdWeidman, MI 48893 · since 1948
Remus Branch220 W Wheatland AveRemus, MI 49340 · since 1959
Drive-In Branch200 S University AveMount Pleasant, MI 48858 · since 1964 · limited service
Scroll for all 32 branches · Branch data: FDIC BankFind.
Recent deals
Wentworth Farms LLCin Blanchard, MI — $614K (2026) · purchase · All Other Personal Services
Program
7a General
Rate at approval
7.75% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$460K (75%)
Approval → funding
15 days
Approved
1/6/2026
First disbursed
1/21/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
All Other Personal Services
If you were the buyer here
Est. deal size
$682K
Est. down payment (10%)
$68K
Est. cash at closing
$91K
Monthly payment
$4,636
Annual debt service
$56K
Cash flow needed (1.25×)
$70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
1 of Isabella Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with Isabella Bank.
AI summary
Isabella Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
Isabella Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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Six Lakes Branch
313 W Bridge St
Six Lakes, MI 48886 · since 1966
West High Street Branch1402 W High StMount Pleasant, MI 48858 · since 1973
South Mission Street Branch2127 S Mission StMount Pleasant, MI 48858 · since 1976
Shepherd Branch500 E Wright AveShepherd, MI 48883 · since 1978
Canadian Lakes Branch8351 100th AveCanadian Lakes, MI 49346 · since 1979
Pickard Street Branch1416 E Pickard StMount Pleasant, MI 48858 · since 1983
8529 100th Avenue Branch8529 100th AveStanwood, MI 49346 · since 1989 · limited service
Beal City Branch1876 N Winn RdWeidman, MI 48893 · since 1991
Ithaca Branch1402 E Center StIthaca, MI 48847 · since 1991
Clare Branch532 N Mcewan StClare, MI 48617 · since 1993
Clare North Branch1125 N Mcewan StClare, MI 48617 · since 1997 · limited service
Greenville Branch1405 W Washington StGreenville, MI 48838 · since 1999
Big Rapids Branch21440 Perry AveBig Rapids, MI 49307 · since 2004
Stanton Branch131 N State StStanton, MI 48888 · since 2007
Lake Isabella Branch125 N Coldwater RdLake Isabella, MI 48893 · since 2008 · limited service
Midland Branch2222 N Saginaw RdMidland, MI 48640 · since 2010
Freeland Branch399 S Main StFreeland, MI 48623 · since 2012
Big Rapids East Branch711 Maple StBig Rapids, MI 49307 · since 2013
Midland East Branch210 S Saginaw RdMidland, MI 48640 · since 2015
Saginaw Bay Road Branch4975 Bay RdSaginaw, MI 48604 · since 2015
Saginaw Downtown Branch203 E Genesee AveSaginaw, MI 48607 · since 2018
Saginaw State Street Branch5705 State StSaginaw, MI 48603 · since 2023
Bay City Loan And Wealth Branch723 South Washington AvenueBay City, MI 48708 · since 2023 · limited service
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.