SBA lender record

Montecito Bank & Trust

1000 State St, Santa Barbara, CA, 93101. The complete public SBA 7(a) lending record (FY2022–25) — every business Montecito Bank & Trust financed, every failed deal, the branches, and the FDIC profile.

$2.0M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $2.0B
Deposits: $1.8B
Loans outstanding: $1.4B
Net income: $3.3M
Return on assets: 0.6515606195589316%
Return on equity: 7.27%
Total equity: $184.9M
Offices: 17
Founded: 03/1
Headquarters: 1000 State St, Santa Barbara, CA, 93101
FDIC cert: 21956
Website: www.montecito.bank

FDIC call-report data, quarter ending 03/2026.

17 branches

Montecito Bank & TrustMain office1000 State St, Santa Barbara, CA, 93101· since 1975
Montecito Branch1106 Coast Village Rd, Montecito, CA, 93108· since 1978
Goleta Branch5658 Calle Real, Goleta, CA, 93117· since 1979
La Cumbre Branch3802 State St, Santa Barbara, CA, 93105· since 1981
Carpinteria Branch1023 Casitas Pass Rd, Carpinteria, CA, 93013· since 1986
Solvang Branch591 Alamo Pintado Rd, Solvang, CA, 93463· since 1992
Santa Ynez Valley Mesngr Ser Branch591 Alamo Pintado Rd, Solvang, CA, 93463· since 1993
Ventura Branch4730 Telephone Rd, Ventura, CA, 93003· since 2008
Hollister Branch6900 Hollister Ave, Goleta, CA, 93117· since 2012
Camarillo Branch770 Paseo Camarillo, Camarillo, CA, 93010· since 2015

Failed deals

1 of Montecito Bank & Trust's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

Raul FigueroaSanta Barbara, CA · $75K · FY2022$70K lost

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Businesses Montecito Bank & Trust financed

13 businesses on record. Each links to its full SBA record.

Most active in: CA (13).

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