Lender record
NBT Bank, National Association
The real lending record — every figure from funded deals. HQ: 52 S Broad St, Norwich, NY. 177 branches.
242
Recent deals (FY20+)
$200K
Typical deal
20 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 52 S Broad St, Norwich, NY. 177 branches.
242
Recent deals (FY20+)
$200K
Typical deal
20 days
Approval → funding
0%
Failure rate (FY20–23)
Most NBT Bank, National Association deals land between $100K and $351K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$16.1B
▲ 1.3% vs prior quarter
Deposits on hand
$13.9B
▲ 1.9% vs prior quarter
Loans outstanding
$11.4B
▼ 0.5% vs prior quarter
Net income (latest qtr)
$47.3M
FDIC call-report data, quarter ending 03/2026.
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Nbt Bank, National AssociationMain office52 S Broad StNorwich, NY 13815 · since 1856
Lee Branch76 Park StLee, MA 01238 · since 1835
Canajoharie Branch20 Mohawk StCanajoharie, NY 13317 · since 1855
Cortland Branch65 Main StCortland, NY 13045 · since 1869
Montrose Branch36 Public AveMontrose, PA 18801 · since 1875
Edmeston Branch1 West StEdmeston, NY 13335 · since 1887
Cooperstown Pioneer Street Branch62 Pioneer StCooperstown, NY 13326 · since 1888
Oneonta Wall Street Branch1 Wall StOneonta, NY 13820 · since 1888
Hobart Branch147 Maple AvenueHobart, NY 13788 · since 1891
Canaan Branch
Scroll for all 177 branches · Branch data: FDIC BankFind.
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190 businesses on record — the 60 largest by funding. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with NBT Bank, National Association.
NBT Bank, National Association is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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NBT Bank, National Association is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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1 deals
Hancock Branch11 E Main StHancock, NY 13783 · since 1907
New Milford Branch841 Main StNew Milford, PA 18834 · since 1907
Deposit Branch108 2nd StDeposit, NY 13754 · since 1909
Lake Placid Branch2483 Main StLake Placid, NY 12946 · since 1909
Lake Ariel Branch1456 Lake Ariel HwyLake Ariel, PA 18436 · since 1910
Newark Valley Branch2 N Main StNewark Valley, NY 13811 · since 1911
Clinton Branch1 Kirkland AveClinton, NY 13323 · since 1912
Saratoga Springs Branch295 BroadwaySaratoga Springs, NY 12866 · since 1923
Gloversville Financial Center Branch12 Fremont StGloversville, NY 12078 · since 1923
Sidney Branch13 Division StSidney, NY 13838 · since 1931
Dickson City Branch736 Main StDickson City, PA 18519 · since 1934
Oxford Branch10 N Canal StOxford, NY 13830 · since 1934
Earlville Branch2 S Main StEarlville, NY 13332 · since 1937
Sherburne Branch30 N Main StSherburne, NY 13460 · since 1937
Bainbridge Branch9 N Main StBainbridge, NY 13733 · since 1938
Cincinnatus Branch2743 Route 26Cincinnatus, NY 13040 · since 1943
Sharon Springs Branch105 Main StSharon Springs, NY 13459 · since 1944
St. Johnsville Branch16 W Main StSt. Johnsville, NY 13452 · since 1945
South Otselic Branch1572 State Highway 26South Otselic, NY 13155 · since 1945
New Berlin Branch2 S Main StNew Berlin, NY 13411 · since 1946
Hamilton Branch1 Madison StHamilton, NY 13346 · since 1949
Fonda Branch34 W Main StFonda, NY 12068 · since 1953
Middleburg Branch305 Main StMiddleburgh, NY 12122 · since 1954
Speculator Branch2966 State Route 30Speculator, NY 12164 · since 1955
Archbald Branch3 Kennedy DrArchbald, PA 18403 · since 1955
Marathon Branch14-18 East Main StreetMarathon, NY 13803 · since 1957
Grand Gorge Branch60814 State Highway 30Grand Gorge, NY 12434 · since 1957
Sharon Branch5 Gay StSharon, CT 06069 · since 1961
Gloversville Branch199 2nd AveGloversville, NY 12078 · since 1961
Afton Branch182 Main StAfton, NY 13730 · since 1962
Cherry Valley Branch16 Main StCherry Valley, NY 13320 · since 1963
Duanesburg Branch4957 Western TpkeDuanesburg, NY 12056 · since 1963
Cortland Groton Ave Branch1125 State Route 222Cortland, NY 13045 · since 1963
Margaretville Branch723 Main StMargaretville, NY 12455 · since 1963
Salisbury Branch18 Main StSalisbury, CT 06068 · since 1963
Saranac Lake Branch209 Lake Flower AveSaranac Lake, NY 12983 · since 1966
Pulaski Branch4879 N Jefferson StPulaski, NY 13142 · since 1967
North Plaza Branch117 State Hwy 320Norwich, NY 13815 · since 1969
South Plaza Branch5632 State Highway 12Norwich, NY 13815 · since 1970
Lenox Branch5910 Pa-92Kingsley, PA 18826 · since 1970
Elmhurst Branch207 State Route 435Elmhurst Township, PA 18444 · since 1971
Pittsfield Branch609 Merrill RdPittsfield, MA 01201 · since 1971
Cobleskill Branch691 E Main StCobleskill, NY 12043 · since 1972
Fort Plain Branch41 Canal StFort Plain, NY 13339 · since 1972
Plattsburgh Margaret St Branch185 Margaret StPlattsburgh, NY 12901 · since 1972
Schoolside Branch140 Brooklyn StCarbondale, PA 18407 · since 1973
Great Bend BranchRoute 11 And Mountain View PlazaGreat Bend, PA 18821 · since 1973
Fulton BranchRoute 3 WestFulton, NY 13069 · since 1973
Richfield Springs Branch194 Main StRichfield Springs, NY 13439 · since 1974
Canastota Branch3273 Seneca TpkeCanastota, NY 13032 · since 1974
Vail Mills Branch3711 State Highway 30Broadalbin, NY 12025 · since 1975
North Boston Branch7205 Boston State RoadBoston, NY 14025 · since 1975
Great Barrington Branch700 Main StGreat Barrington, MA 01230 · since 1975
Drive-In Branch38 Utica StHamilton, NY 13346 · since 1976 · limited service
Placid Outpost Office1944 Saranac AveLake Placid, NY 12946 · since 1976
Forestville Branch25 Main StForestville, NY 14062 · since 1977
Rome Westgate Branch1148 Erie Blvd WRome, NY 13440 · since 1977
Schoharie Branch271 Main StSchoharie, NY 12157 · since 1979
Mount Cobb Branch1197 Mount Cobb RdMount Cobb, PA 18436 · since 1981
Greene-Dreher Branch1008 Main StNewfoundland, PA 18445 · since 1985
Greene Branch80 S Chenango StGreene, NY 13778 · since 1986
Hamlin Corners Branch575 Easton TurnpikeHamlin, PA 18427 · since 1986
Potsdam Branch6554 State Highway 56Potsdam, NY 13676 · since 1987
Eynon Branch685 Scranton Carbondale HwyEynon, PA 18403 · since 1987
Oneidasouth Branch118 Genesee StOneida, NY 13421 · since 1988
Poughkeepsie Branch40 Garden StPoughkeepsie, NY 12601 · since 1988
Tully Branch5789 Route 80Tully, NY 13159 · since 1989
Canton Branch5 Park PlCanton, NY 13617 · since 1989
Johnstown Branch142 N Comrie AveJohnstown, NY 12095 · since 1990
Northville Branch312 Bridge StNorthville, NY 12134 · since 1990
Scranton Keyser Valley Branch130 N Keyser AveScranton, PA 18504 · since 1990
Massena Branch264 Main StMassena, NY 13662 · since 1992
Cooperstown Branch2 Commons DrCooperstown, NY 13326 · since 1993
Binghamton Branch1256 Front StBinghamton, NY 13901 · since 1993
Clarks Green Branch318 E Grove StClarks Green, PA 18411 · since 1993
Amsterdam Branch106 Hannford PlazaAmsterdam, NY 12010 · since 1994
Kingston Branch455 Market StKingston, PA 18704 · since 1994
Hamburg Branch5999 S Park AveHamburg, NY 14075 · since 1995
Malone Branch3392 State Route 11Malone, NY 12953 · since 1995
New Hartford Branch8549 Seneca TpkeNew Hartford, NY 13413 · since 1995
Dunmore Branch1230 Oneill HwyDunmore, PA 18512 · since 1995
Mount Pocono Branch3418 Route 940Mount Pocono, PA 18344 · since 1995
Oswego East Branch161 State Route 104Oswego, NY 13126 · since 1995
Milford Branch214 W Harford StMilford, PA 18337 · since 1996
Mountainhome Branch1079 Pennsylvania 390Mountainhome, PA 18342 · since 1996
Windham Branch49 State Route 296Windham, NY 12496 · since 1996
South Egremont Branch51 Main StSouth Egremont, MA 01258 · since 1997
Rome Black River Branch853 Black River Blvd NRome, NY 13440 · since 1997
Dover Village Plaza Branch5 Dover Village PlazaDover Plains, NY 12522 · since 1997
Oneonta Southside Branch733 State Highway 28Oneonta, NY 13820 · since 1998
Plattsburgh Route 3 Branch482 Route 3Plattsburgh, NY 12901 · since 1998
Taylor Branch801 S Main StTaylor, PA 18517 · since 1998
West Seneca Branch938 Union RdWest Seneca, NY 14224 · since 1999
Oneonta Eastside Branch5582 State Hwy 7, EastsideTown Of Oneonta, NY 13820 · since 1999
Wilkes-Barre Branch171 N Wilkes Barre BlvdWilkes Barre, PA 18702 · since 1999
North Syracuse Branch700 N Main StNorth Syracuse, NY 13212 · since 1999
Ogdensburg Branch2800 Ford Street ExtOgdensburg, NY 13669 · since 1999
Syracuse Clinton Square Branch126 N Salina StSyracuse, NY 13202 · since 1999
Whitesboro Branch131 Oriskany BlvdWhitesboro, NY 13492 · since 1999
Herkimer Branch399 E Albany StHerkimer, NY 13350 · since 1999
Fayetteville Branch6930 E Genesee StFayetteville, NY 13066 · since 2000
Baldwinsville Branch8260 Willett PkwyBaldwinsville, NY 13027 · since 2000
Halfmoon Branch225 Guideboard RdHalfmoon, NY 12065 · since 2000
Lords Valley Branch114 Village Center DrLords Valley, PA 18428 · since 2000
Newburgh Branch801 Auto Park PlNewburgh, NY 12550 · since 2001
Vestal Branch3121 Vestal Pkwy EVestal, NY 13850 · since 2002
Amherst Office Branch3388 Sheridan DrAmherst, NY 14226 · since 2002
Brewerton Branch9556 Brewerton RdBrewerton, NY 13029 · since 2003
Guilderland Branch5 New Karner RdGuilderland, NY 12084 · since 2003
Nine Mile Point Road Branch2163 Nine Mile Point RdFairport, NY 14450 · since 2003
Lancaster Branch4979 Transit RdDepew, NY 14043 · since 2004
Oneida Main Street Branch160 Main StOneida, NY 13421 · since 2004
Albany Financial Center Branch80 Wolf RdAlbany, NY 12205 · since 2004
Syracuse James Street Branch1001 James StSyracuse, NY 13203 · since 2004
Oswego West Branch30 W Utica StOswego, NY 13126 · since 2004
New Paltz Branch275 Main StNew Paltz, NY 12561 · since 2004
Endicott Branch1310 North StEndicott, NY 13760 · since 2004
Administrative Office Branch6460 Main StWilliamsville, NY 14221 · since 2004 · limited service
Manlius Branch8270 Cazenovia Road Rte 92Manlius, NY 13104 · since 2004
North Buffalo Branch2670 Delaware AveBuffalo, NY 14216 · since 2005
Albany State Street Branch54 State StAlbany, NY 12207 · since 2005
Sheffield Branch640 N Main StSheffield, MA 01257 · since 2005
East Syracuse Branch6563 Weighlock DrEast Syracuse, NY 13057 · since 2005
Camillus Branch5390 W Genesee StCamillus, NY 13031 · since 2005
Manchester Branch80 Canal StManchester, NH 03101 · since 2006
Tonawanda Office Branch2800 Niagara Falls BlvdTonawanda, NY 14150 · since 2006
Nashua Branch221 Main StNashua, NH 03060 · since 2006
Clarence Branch8411 Main StWilliamsville, NY 14221 · since 2007
Glens Falls86 Glen StGlens Falls, NY 12801 · since 2007
Bartonsville Branch5009 Windsor DrBartonsville, PA 18321 · since 2007
Latham Branch703 Troy Schenectady RdLatham, NY 12110 · since 2007
Keene Banking Center210 West StKeene, NH 03431 · since 2007
North Adams Branch331 State RdNorth Adams, MA 01247 · since 2007
Irondequoit Branch2118 Hudson AveRochester, NY 14617 · since 2007
East Greenbush425 Columbia TpkeRensselaer, NY 12144 · since 2008
South Glens Falls Branch110 Main StSouth Glens Falls, NY 12803 · since 2008
Johnson City Branch331 Main StJohnson City, NY 13790 · since 2008
Elmwood Village Branch925 Elmwood AveBuffalo, NY 14222 · since 2008
Whitney Branch2950 Us Highway 11Whitney Point, NY 13862 · since 2009
Burlington Branch150 Bank StBurlington, VT 05401 · since 2009
Choconut Branch29 Quaker Lake RdFriendsville, PA 18818 · since 2009
Queensbury Branch242 Quaker RdQueensbury, NY 12804 · since 2010
Millerton New York Branch87 Main StMillerton, NY 12546 · since 2010
Schenectady Branch433 State StSchenectady, NY 12305 · since 2010
Williston Branch1 Taft Corners Shopping CtrWilliston, VT 05495 · since 2011
Fishkill Branch701 Route 9Fishkill, NY 12524 · since 2011
Essex Branch2 Commonwealth AvenueEssex Junction, VT 05452 · since 2011
Utica Financial Center Branch270 Genesee StUtica, NY 13502 · since 2011
Binghamton East Side156 Robison StreetBinghamton, NY 13904 · since 2011
Perinton Branch6797 Pittsford Palmyra RdFairport, NY 14450 · since 2011
Williamsvile Branch5178 Main StWilliamsville, NY 14221 · since 2012
Gt. Barrington Office210 Main StGreat Barrington, MA 01230 · since 2014
Pittsfield Financial Center Branch75 North StreetPittsfield, MA 01201 · since 2014
Portland Financial Center Branch5 Widgery Wharf Fl 3Portland, ME 04101 · since 2015
Lockport Branch5688 S Transit RdLockport, NY 14094 · since 2016
Old Fairport Savings Bank Branch45 S Main StFairport, NY 14450 · since 2020
Deruyter Branch750 Utica StDeruyter, NY 13052 · since 2020
Concord Branch118 N Main StConcord, NH 03301 · since 2021
Glastonbury Branch2670 Main StGlastonbury, CT 06033 · since 2021
West Hartford Branch68 S Main StWest Hartford, CT 06107 · since 2021
Westminster Commons Branch419 Monroe StBuffalo, NY 14212 · since 2021
Lakeville Regional Financial Center Branch5 Bissell StLakeville, CT 06039 · since 2023
Oakdale Commons Branch625 Harry L DriveJohnson City, NY 13790 · since 2024
Malta Branch51 Luther Forest BoulevardMechanicville, NY 12118 · since 2024
Evans Bank Branch8599 Erie RdAngola, NY 14006 · since 2025
Webster Branch1075 Ridge Road, Suite 100Webster, NY 14580 · since 2025
South Burlington Branch1330 Shelburne RoadSouth Burlington, VT 05403 · since 2025
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal