Can Southern Bank and Trust Company fund you? The bank behind the loans
Total assets
$5.3B
▲ 1% vs prior quarter
Deposits on hand
$4.8B
▲ 1.7% vs prior quarter
Loans outstanding
$3.4B
▲ 1.4% vs prior quarter
Net income (latest qtr)
$11.7M
•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Southern Bank and Trust Company more SBA-focused than 8% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 0.89% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
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Get in touch with Southern Bank and Trust Company
Tell us where to reach you and we'll arrange the introduction — to Southern Bank and Trust Company or a comparable SBA specialist who fits your deal even better.
Walk into a Southern Bank and Trust Company branch (56)
Southern Bank And Trust CompanyMain office100 N Center StMount Olive, NC 28365 · since 1901 · limited service
Farmville Branch4217 East Church StFarmville, NC 27828 · since 1904
Gatesville Branch203 Main StGatesville, NC 27938 · since 1904
Nashville Branch209 S Barnes StNashville, NC 27856 · since 1907
Roanoke Rapids Branch1580 E 10th StRoanoke Rapids, NC 27870 · since 1907
Pine Level Branch109 S Peedin AvePine Level, NC 27568 · since 1907
Rocky Mount Branch230 Sunset AveRocky Mount, NC 27804 · since 1912
Kenly Branch101 W 2nd StKenly, NC 27542 · since 1935
Garland Branch83 S Bladen AveGarland, NC 28441 · since 1942
Scroll for all 56 branches · Branch data: FDIC BankFind.
Recent deals
1314 LLCin Norfolk, VA — $350K (2026) · Wood Kitchen Cabinet and Countertop Manufacturing
DealRoom analysis of public lending records, FY2020–present. Not affiliated with Southern Bank and Trust Company.
AI summary
Southern Bank and Trust Company is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
Southern Bank and Trust Company is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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Salemburg Branch
102 North Main Street
Salemburg, NC 28385 · since 1946
North Breazeale Branch800 N Breazeale AveMount Olive, NC 28365 · since 1962
Scotland Neck Branch810 Main StScotland Neck, NC 27874 · since 1966
Warsaw Branch114 N Pine StWarsaw, NC 28398 · since 1966
Windsor Branch101 N King StWindsor, NC 27983 · since 1969
Murfreesboro Branch336 E Main StMurfreesboro, NC 27855 · since 1970
Norfolk Branch403 Boush StNorfolk, VA 23510 · since 1971
Robersonville Branch111 N Main StRobersonville, NC 27871 · since 1971
Belhaven Branch148 E Main StBelhaven, NC 27810 · since 1971
La Grange Branch208 S Caswell StLa Grange, NC 28551 · since 1971
Ayden Branch236 Third StAyden, NC 28513 · since 1981
Plymouth Branch612 Washington StPlymouth, NC 27962 · since 1982
Middlesex Branch11438 E Finch AveMiddlesex, NC 27557 · since 1984
Fremont Branch100 Wilson StreetFremont, NC 27830 · since 1984
Edenton101 W Queen StEdenton, NC 27932 · since 1985
Ahoskie Branch506 Main St EAhoskie, NC 27910 · since 1986
Tarboro Branch422 N Main StTarboro, NC 27886 · since 1986
Kill Devil Hills Branch202 S Croatan HwyKill Devil Hills, NC 27948 · since 1987
Wilson Branch2300 Nash St NWilson, NC 27896 · since 1990
Westridge Branch3690 Sunset AveRocky Mount, NC 27804 · since 1997
Colley Avenue Branch4815 Colley AveNorfolk, VA 23508 · since 1997