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Lender record

Spectra Bank

The real lending record — every figure from funded deals. HQ: 2000 Handley Ederville Rd, Fort Worth, TX. 3 branches.

1

Recent deals (FY20+)

$722K

Typical deal

—

Approval → funding

Where Spectra Bank lends

Deal profile

Most Spectra Bank deals land between $722K and $722K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

1.Supermarkets and Other Grocery Retailers (except Convenience (1)

Most active states

1.Texas (1 deals)

Can Spectra Bank fund you? The bank behind the loans

Total assets

$127.1M

▲ 9.6% vs prior quarter

Deposits on hand

$110.4M

▲ 11.4% vs prior quarter

Loans outstanding

$75.1M

▲ 8.3% vs prior quarter

Net income (latest qtr)

$508K

•An active SBA program (~1% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Spectra Bank more SBA-focused than 80% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.67% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

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Walk into a Spectra Bank branch (3)

Spectra BankMain office2000 Handley Ederville RdFort Worth, TX 76118 · since 1986

Dallas Office Branch2331 W Northwest HwyDallas, TX 75220 · since 2016

Dallas Office Branch11950 Webb Chapel RdDallas, TX 75234 · since 2026

Branch data: FDIC BankFind.

Recent deals

Asian Brothers LLC in Irving, TX — $722K (2026) · Supermarkets and Other Grocery Retailers (except Convenience
Program
7a General
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$542K (75%)
Approval → funding
36 days
Approved
12/4/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Supermarkets and Other Grocery Retailers (except Convenience
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Businesses Spectra Bank financed

1 business on record. Each links to its full SBA record.

Asian Brothers LLCIrving, TX · 1 loan$722K

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DealRoom analysis of public lending records, FY2020–present. Not affiliated with Spectra Bank.

AI summary

Spectra Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

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I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.