Lender record
The real lending record — every figure from funded deals. HQ: 411 W Main St, Saint Charles, IL. 10 branches.
102
Recent deals (FY20+)
$425K
Typical deal
16 days
Approval → funding
0%
Failure rate (FY20–23)
Most St. Charles Bank & Trust Company, National Association deals land between $245K and $747K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$3.5B
▲ 2.6% vs prior quarter
Deposits on hand
$3.0B
▲ 2.4% vs prior quarter
Loans outstanding
$2.7B
▲ 3.2% vs prior quarter
Net income (latest qtr)
$11.9M
FDIC call-report data, quarter ending 03/2026.
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St. Charles Bank & Trust Company, National AssociationMain office411 W Main StSaint Charles, IL 60174 · since 1987
Elgin Branch1001 S Randall RdElgin, IL 60123 · since 1964
Summit Branch445 Summit StElgin, IL 60120 · since 1973
Tyler Creek Plaza Banking Center50 Tyler Creek PlzElgin, IL 60123 · since 2000
Foxfield Office Branch2825 Foxfield RdSaint Charles, IL 60174 · since 2008
Geneva Bank And Trust Branch514 W State StGeneva, IL 60134 · since 2013
Aurora Branch2287 W Galena BlvdAurora, IL 60506 · since 2015
Rockford Bank & Trust Branch1825 N Perryville RdRockford, IL 61107 · since 2022
Rockford Community Bank, A Branch Of St. Charles Bank And Trust Company, N.A.2219 E State StRockford, IL 61104 · since 2024
Machesney Park Branch7005 N. Perryville RoadMachesney Park, IL 61115 · since 2024
Scroll for all 10 branches · Branch data: FDIC BankFind.
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65 businesses on record — the 60 largest by funding. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with St. Charles Bank & Trust Company, National Association.
St. Charles Bank & Trust Company, National Association is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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St. Charles Bank & Trust Company, National Association is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal