Lender record
The Farmers and Merchants State Bank
The real lending record — every figure from funded deals. HQ: 550 Main St, Scotland, SD. 1 branch.
16
Recent deals (FY20+)
$320K
Typical deal
28 days
Approval → funding
Lender record
The real lending record — every figure from funded deals. HQ: 550 Main St, Scotland, SD. 1 branch.
16
Recent deals (FY20+)
$320K
Typical deal
28 days
Approval → funding
Most The Farmers and Merchants State Bank deals land between $229K and $713K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$36.1M
▲ 6.1% vs prior quarter
Deposits on hand
$32.6M
▲ 6.8% vs prior quarter
Loans outstanding
$12.4M
▼ 8% vs prior quarter
Net income (latest qtr)
$118K
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
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The Farmers And Merchants State BankMain office550 Main StScotland, SD 57059 · since 1934
Branch data: FDIC BankFind.
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16 businesses on record. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with The Farmers and Merchants State Bank.
The Farmers and Merchants State Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal