Waterfall Bank

The real lending record — every figure from funded deals. HQ: 500 Mclennan St, Clearwater, FL. 2 branches.

0

Recent deals (FY20+)

$0K

Typical deal

—

Approval → funding

Where Waterfall Bank lends

Deal profile

Most Waterfall Bank deals land between $0K and $0K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

Most active states

Can Waterfall Bank fund you? The bank behind the loans

Total assets

$421.9M

▲ 3.2% vs prior quarter

Deposits on hand

$343.1M

▲ 13.2% vs prior quarter

Loans outstanding

$378.0M

▲ 7.6% vs prior quarter

Net income (latest qtr)

$-110K

•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Waterfall Bank more SBA-focused than 64% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of -0.11% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

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I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

Walk into a Waterfall Bank branch (2)

Waterfall BankMain office500 Mclennan StClearwater, FL 33756 · since 2021

Waterfall Messenger Service Branch500 Mclennan StClearwater, FL 33756 · since 2021 · limited service

Branch data: FDIC BankFind.

Recent deals

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DealRoom analysis of public lending records, FY2020–present. Not affiliated with Waterfall Bank.

AI summary

Waterfall Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

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I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.