Lender record
West Coast Community Bank
The real lending record — every figure from funded deals. HQ: 75 River St, Santa Cruz, CA. 10 branches.
229
Recent deals (FY20+)
$600K
Typical deal
25 days
Approval → funding
0%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 75 River St, Santa Cruz, CA. 10 branches.
229
Recent deals (FY20+)
$600K
Typical deal
25 days
Approval → funding
0%
Failure rate (FY20–23)
Most West Coast Community Bank deals land between $255K and $1.6M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Mountain Mike's Pizza
8 deals
Motel 6
4 deals
Days Inn by Wyndham
2 deals
Nick the Greek
2 deals
Rodeway Inn by Choice Hotels/Rodeway Inn & Suites by Choice
2 deals
Total assets
$2.9B
▲ 0.4% vs prior quarter
Deposits on hand
$2.5B
▼ 0.1% vs prior quarter
Loans outstanding
$2.2B
▲ 2.4% vs prior quarter
Net income (latest qtr)
$15.6M
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with West Coast Community Bank
Tell us where to reach you and we'll arrange the introduction — to West Coast Community Bank or a comparable SBA specialist who fits your deal even better.
West Coast Community BankMain office75 River StSanta Cruz, CA 95060 · since 2004
Scotts Valley Branch4604 Scotts Valley DrScotts Valley, CA 95066 · since 2004
Watsonville Branch595 Auto Center DrWatsonville, CA 95076 · since 2005
Monterey Branch300 Bonifacio PlMonterey, CA 93940 · since 2007
Capitola Branch819 Bay AveCapitola, CA 95010 · since 2007
King City Branch432 Broadway StKing City, CA 93930 · since 2008
Aptos Branch7775 Soquel DrAptos, CA 95003 · since 2009
Cupertino Branch19240 Stevens Creek BlvdCupertino, CA 95014 · since 2017
San Luis Obispo Branch599 Higuera StSan Luis Obispo, CA 93401 · since 2020
Salinas Branch480 S Main StSalinas, CA 93901 · since 2022
Scroll for all 10 branches · Branch data: FDIC BankFind.
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Work at West Coast Community Bank?
Claim this profile free to keep your lending record accurate, route buyer leads to your team, and sponsor your placement in the rankings.
212 businesses on record — the 60 largest by funding. Each links to its full SBA record.
Work at West Coast Community Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with West Coast Community Bank.
West Coast Community Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
West Coast Community Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
Free · No documents · Usually same-day
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal