For SBA lenders
Short answer
To correct a material error in E-Tran after authorization, the lender must submit an amendment request to the SBA, explaining the error and providing supporting documentation for the proposed changes.
Once an SBA authorization is issued, any material changes or corrections, such as adjustments to loan terms, project costs, or borrower information, require an amendment. The lender must initiate this process through E-Tran or by contacting the SBA processing center, providing clear justification and documentation for the change.
A lender discovers that the authorized working capital amount in E-Tran is $10,000 less than what was approved and needed. The lender would submit an amendment request in E-Tran, detailing the discrepancy, attaching the original credit memo, and requesting the correct working capital amount.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 - Lender and Development Company Loan Programs
Standard 7(a) Authorization File Library
Last checked 2026-06-13. Official sources control — verify before relying on any rule for a live deal.
Last reviewed 2026-06-13 · SBA sources checked through 2026-06-13. DealRoom analysis of public SBA 7(a) lending records (FY2020–present). Grounded in the current SBA rulebook; verify against the official sources above before relying on it for a live deal. Not legal, tax, or financial advice, and not an approval decision.
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