16 Handles, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0012)
6 deals since 2020 · typical deal $408K
6
Deals since 2020
$408K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
16 Handles has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for 16 Handles
Most 16 Handles deals financed between $257K and $445K. Above $445K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,335
- Down payment (10%)
- $45K
- Cash to close (all-in)
- $61K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$61K)
Experience
Recent financings
- Barlow Delights LLC in Columbia, SC — $445K (2025) · Bank Five Nine
- Program
- 7a General
- Rate at approval
- 9% variable
- Term