How much does a barre3 cost to buy or open?

The typical deal for barre3 is $310K across 25 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $34K of buyer cash on a typical deal.

5.88% of barre3's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a barre3 with an SBA loan?

Yes — barre3 has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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barre3, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2428)

25 deals since 2020 · typical deal $310K · 5.88% failure rate

Deals since 2020

$310K

Typical deal

Deals since FY2025

5.88%

Failure rate (FY20–23)

5.88% of barre3's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for barre3

Most barre3 deals financed between $150K and $500K. Above $500K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$310K

Monthly payment (10-yr): $4,314
Down payment (10%): $34K
Cash to close (all-in): $46K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$46K)

Experience

Recent financings

BARRE3 in San Diego, CA — $150K (2026) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)

barre3, by the numbers

Recent financings

Who funds barre3 — and where

Common questions

How much does a barre3 cost to buy or open?

How risky is barre3?

Can I finance a barre3 with an SBA loan?

AI summary