BAYA BAR, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4227)
5 deals since 2020 · typical deal $90K
5
Deals since 2020
$90K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
BAYA BAR has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for BAYA BAR
Most BAYA BAR deals financed between $50K and $257K. Above $257K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,331
- Down payment (10%)
- $10K
- Cash to close (all-in)
- $13K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$13K)
Experience
Recent financings
- OASIS KEW GARDEN INC. in Babylon, NY — $277K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term