How risky is Carpet One - Association Agreement (Carpet Co-op of America ?

Carpet One - Association Agreement (Carpet Co-op of America has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Carpet One - Association Agreement (Carpet Co-op of America SBA Intelligence: Real Cost, Rates & Failure Rate

Q: How much does a Carpet One - Association Agreement (Carpet Co-op of America cost to buy or open?

The typical deal for Carpet One - Association Agreement (Carpet Co-op of America is $910K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $100K of buyer cash on a typical deal.

Q: Can I finance a Carpet One - Association Agreement (Carpet Co-op of America with an SBA loan?

Yes — Carpet One - Association Agreement (Carpet Co-op of America has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Recent financings

Barb-Lin Carpet LLC in Doylestown, PA — $1.9M (2023) · purchase · Penn Community Bank

Program: 7a General
Rate at approval: 10.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.4M (75%)
Approval → funding: 14 days
Approved: 4/26/2023
First disbursed: 5/10/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 11
Business age: Change of Ownership
Industry: Floor Covering Retailers

If you were the buyer here

Est. deal size: $2.1M
Est. down payment (10%): $210K
Est. cash at closing: $290K
Monthly payment: $25,562
Annual debt service: $307K
Cash flow needed (1.25×): $383K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Penn Community Bank

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Barb-Lin Carpet LLC in Doylestown, PA — $100K (2023) · purchase · Penn Community Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 12.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $50K (50%)
Approval → funding: 12 days
Approved: 4/28/2023
First disbursed: 5/10/2023
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type

DESERT DESIGN, INC. in Winnemucca, NV — $910K (2021) · purchase · Plumas Bank

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $819K (90%)
Approval → funding: 7 days
Approved: 9/23/2021
First disbursed: 9/30/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Kenny's Carpet One in Carmel, NY — $750K (2021) · purchase · Manufacturers and Traders Trust Company

Program: Preferred Lenders Program
Rate at approval: 5.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $675K (90%)
Approval → funding: 45 days
Approved: 8/2/2021
First disbursed: 9/16/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Carpet One - Association Agreement (Carpet Co-op of America , by the numbers

Recent financings

Who funds Carpet One - Association Agreement (Carpet Co-op of America — and where

Common questions

How much does a Carpet One - Association Agreement (Carpet Co-op of America cost to buy or open?

How risky is Carpet One - Association Agreement (Carpet Co-op of America ?

Can I finance a Carpet One - Association Agreement (Carpet Co-op of America with an SBA loan?

AI summary