Cheba Hut, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0363)
23 deals since 2020 · typical deal $680K
23
Deals since 2020
$680K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
Cheba Hut has 23 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Cheba Hut
Most Cheba Hut deals financed between $496K and $944K. Above $944K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,892
- Down payment (10%)
- $76K
- Cash to close (all-in)
- $101K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$101K)
Experience
Recent financings
- Cheba Hut 'Toasted' Subs in Clarksville, TN — $1.4M (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term