Lender record
The real lending record — every figure from funded deals. HQ: 4558 Osage Beach Pkwy, Osage Beach, MO. 1 branch.
2,000+
Recent deals (FY20+)
$300K
Typical deal
18 days
Approval → funding
0.5%
Failure rate (FY20–23)
Most First Bank of the Lake deals land between $150K and $594K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$2.3B
▲ 2.7% vs prior quarter
Deposits on hand
$2.0B
▲ 2.2% vs prior quarter
Loans outstanding
$2.2B
▲ 4.3% vs prior quarter
Net income (latest qtr)
$4.0M
FDIC call-report data, quarter ending 03/2026.
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First Bank Of The LakeMain office4558 Osage Beach PkwyOsage Beach, MO 65065 · since 1987
Branch data: FDIC BankFind.
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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21 of First Bank of the Lake's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
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2,113 businesses on record — the 60 largest by funding. Each links to its full SBA record.
Work at First Bank of the Lake?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with First Bank of the Lake.
First Bank of the Lake is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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First Bank of the Lake is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal