How much does a Hotworx cost to buy or open?

The typical deal for Hotworx is $360K across 467 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $40K of buyer cash on a typical deal.

How risky is Hotworx?

0.66% of Hotworx's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Hotworx with an SBA loan?

Yes — Hotworx has been SBA-financed 91 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Hotworx, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2031)

467 deals since 2020 · typical deal $360K · 0.66% failure rate

467

Deals since 2020

$360K

Typical deal

Deals since FY2025

0.66%

Failure rate (FY20–23)

Hotworx buyers almost always make it — a 0.66% failure rate puts it among the safest franchise bets on record.

What buyers pay for Hotworx

Most Hotworx deals financed between $306K and $481K. Above $481K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$360K

Monthly payment (10-yr): $4,708
Down payment (10%): $40K
Cash to close (all-in): $54K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$54K)

Experience

Recent financings

UPTOWN SWEAT, LLC in Ronkonkoma, NY — $786K (2026) · Valley National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
129 months

Hotworx, by the numbers

Recent financings

Who funds Hotworx — and where

Common questions

How much does a Hotworx cost to buy or open?

How risky is Hotworx?

Can I finance a Hotworx with an SBA loan?

AI summary