CycleBar, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0452)
49 deals since 2020 · typical deal $534K · 8.89% failure rate
49
Deals since 2020
$534K
Typical deal
3
Deals since FY2025
8.89%
Failure rate (FY20–23)
8.89% of CycleBar's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.
What buyers pay for CycleBar
Most CycleBar deals financed between $343K and $650K. Above $650K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,983
- Down payment (10%)
- $59K
- Cash to close (all-in)
- $79K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$79K)
Experience
Recent financings
- On Holiday Inc. in Providence, RI — $343K (2026) · purchase · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term