How much does a Essential Speech and ABA Therapy cost to buy or open?

The typical deal for Essential Speech and ABA Therapy is $278K across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $31K of buyer cash on a typical deal.

How risky is Essential Speech and ABA Therapy?

Essential Speech and ABA Therapy has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Essential Speech and ABA Therapy with an SBA loan?

Yes — Essential Speech and ABA Therapy has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Essential Speech and ABA Therapy SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

ALLA VITA CARE INC in Edison, NJ — $430K (2026) · Firstrust Savings Bank

Program: Preferred Lenders Program
Rate at approval: 9.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $323K (75%)
Approved: 3/31/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 14
Business age: Startup, Loan Funds will Open Business
Industry: Offices of Physical, Occupational and Speech Therapists, and

Funded by Firstrust Savings Bank · Lender record →

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JLE ABA Therapy LLC in Katy, TX — $498K (2025) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $374K (75%)
Approval → funding: 10 days
Approved: 4/15/2025
First disbursed: 4/25/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Accel Minds, Inc. in Richmond, TX — $266K (2025) · First Bank of the Lake

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $200K (75%)
Approval → funding: 15 days
Approved: 4/21/2025
First disbursed: 5/6/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

Essential Speech and ABA Therapy of Sandy Springs in Atlanta, GA — $329K (2024) · First Bank of the Lake

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $247K (75%)
Approval → funding: 7 days
Approved: 5/17/2024
First disbursed: 5/24/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

SPECTRUM SUCCESS LLC in Sugar Hill, GA — $282K (2024) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $212K (75%)
Approval → funding: 28 days
Approved: 4/26/2024
First disbursed: 5/24/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Raising Resilience, Inc. in Albuquerque, NM — $242K (2024) · First Bank of the Lake

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $182K (75%)
Approval → funding: 5 days
Approved: 1/24/2024
First disbursed: 1/29/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Essential Speech and ABA Therapy Atlanta LLC in Suwanee, GA — $100K (2024) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $50K (50%)
Approval → funding: 17 days
Approved: 8/10/2024
First disbursed: 8/27/2024
Loan status: Delinquent
Loan type: Revolving line
Collateral: Required
Business type

SPECTRUM SUCCESS LLC in Sugar Hill, GA — $50K (2024) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $25K (50%)
Approved: 4/26/2024
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 15
Business age

E&J ABA Therapy, LLC in Sugar Land, TX — $278K (2023) · PeopleFund

Program: Community Advantage Initiative
Subprogram: Community Advantage Initiative
Rate at approval: 11.25% fixed
Term: 87 months
SBA guaranteed: $208K (75%)
Approval → funding: 14 days
Approved: 1/9/2023
First disbursed: 1/23/2023
Loan status: Current
Loan type: Term loan
Collateral: Not required
Business type

Essential Speech and ABA Therapy Atlanta LLC in Suwanee, GA — $220K (2023) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $165K (75%)
Approval → funding: 13 days
Approved: 6/7/2023
First disbursed: 6/20/2023
Loan status: Delinquent
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

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Essential Speech and ABA Therapy, by the numbers

Recent financings

Who funds Essential Speech and ABA Therapy — and where

Common questions

How much does a Essential Speech and ABA Therapy cost to buy or open?

How risky is Essential Speech and ABA Therapy?

Can I finance a Essential Speech and ABA Therapy with an SBA loan?

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