Farmers Insurance Exchange - Reserve Agent Appointment Agree SBA Intelligence: Real Cost, Rates & Failure Rate

Q: How much does a Farmers Insurance Exchange - Reserve Agent Appointment Agree cost to buy or open?

The typical deal for Farmers Insurance Exchange - Reserve Agent Appointment Agree is $120K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $13K of buyer cash on a typical deal.

Q: Can I finance a Farmers Insurance Exchange - Reserve Agent Appointment Agree with an SBA loan?

Yes — Farmers Insurance Exchange - Reserve Agent Appointment Agree has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Recent financings

O'Brien Agency Inc. in Albany, OR — $473K (2025) · purchase · Banner Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $355K (75%)
Approval → funding: 39 days
Approved: 12/23/2024
First disbursed: 1/31/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Change of Ownership
Industry: Insurance Agencies and Brokerages

If you were the buyer here

Est. deal size: $526K
Est. down payment (10%): $53K
Est. cash at closing: $70K
Monthly payment: $6,185
Annual debt service: $74K
Cash flow needed (1.25×): $93K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Banner Bank · Lender record →

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GranSure Insurance Agency, LLC dba Baldo Granados Agency LLC in Laredo, TX — $65K (2024) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $55K (85%)
Approval → funding: 3 days
Approved: 5/20/2024
First disbursed: 5/23/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation

Rise Barnes- Keyes Insurance Agency LLC in Saint James, MO — $634K (2023) · First State Community Bank

Program: 7a General
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $476K (75%)
Approval → funding: 14 days
Approved: 3/16/2023
First disbursed: 3/30/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

The Waldron Agency LLC in Blue Mound, TX — $250K (2023) · Summit State Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 303 months
SBA guaranteed: $188K (75%)
Approval → funding: 12 days
Approved: 4/19/2023
First disbursed: 5/1/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Crane Agency, LLC in Atlanta, GA — $120K (2022) · Capital Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 6.25% variable
Term: 103 months
SBA guaranteed: $102K (85%)
Approval → funding: 14 days
Approved: 5/5/2022
First disbursed: 5/19/2022
Loan status: Failed — $110K charged off (2/9/2024)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Montague Insurance & Financial LLC in Carthage, MO — $75K (2022) · Arvest Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 4% variable
Term: 95 months
SBA guaranteed: $38K (50%)
Approval → funding: 3 days
Approved: 12/20/2021
First disbursed: 12/23/2021
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type

J Petion Agency LLC in Bloomingburg, NY — $100K (2021) · Manufacturers and Traders Trust Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 7.75% variable
Term: 78 months
SBA guaranteed: $75K (75%)
Approval → funding: 15 days
Approved: 7/16/2021
First disbursed: 7/31/2021
Loan status: Failed — $100K charged off (5/28/2025)
Loan type: Revolving line
Collateral: Not required
Business type

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Farmers Insurance Exchange - Reserve Agent Appointment Agree, by the numbers

Recent financings

Who funds Farmers Insurance Exchange - Reserve Agent Appointment Agree — and where

Common questions

How much does a Farmers Insurance Exchange - Reserve Agent Appointment Agree cost to buy or open?

How risky is Farmers Insurance Exchange - Reserve Agent Appointment Agree?

Can I finance a Farmers Insurance Exchange - Reserve Agent Appointment Agree with an SBA loan?

AI summary