FirstLight HomeCare, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0644)
41 deals since 2020 · typical deal $150K · 9.09% failure rate
41
Deals since 2020
$150K
Typical deal
19
Deals since FY2025
9.09%
Failure rate (FY20–23)
9.09% of FirstLight HomeCare's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.
What buyers pay for FirstLight HomeCare
Most FirstLight HomeCare deals financed between $135K and $200K. Above $200K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Ocean Park Enterprises LLC in Los Angeles, CA — $251K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term