How much does a Golden Krust Caribbean Bakery & Grill cost to buy or open?

The typical deal for Golden Krust Caribbean Bakery & Grill is $644K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $71K of buyer cash on a typical deal.

How risky is Golden Krust Caribbean Bakery & Grill?

Golden Krust Caribbean Bakery & Grill has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Golden Krust Caribbean Bakery & Grill with an SBA loan?

Yes — Golden Krust Caribbean Bakery & Grill has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Golden Krust Caribbean Bakery & Grill SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

CYPRESS RUNDOWN LLC. in Kennesaw, GA — $644K (2024) · purchase · PNC Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 9.13% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $483K (75%)
Approval → funding: 17 days
Approved: 3/30/2024
First disbursed: 4/16/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Change of Ownership
Industry: Limited-Service Restaurants

If you were the buyer here

Est. deal size: $716K
Est. down payment (10%): $72K
Est. cash at closing: $96K
Monthly payment: $8,203
Annual debt service: $98K
Cash flow needed (1.25×): $123K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by PNC Bank, National Association · Lender record →

Your business? Claim this record · Request removal

ASHROC LLC in Plainfield, NJ — $990K (2023) · PNC Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 7.54% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $743K (75%)
Approval → funding: 27 days
Approved: 12/8/2022
First disbursed: 1/4/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 17

TRIPLE A DISTRIBUTION INC in Brooklyn, NY — $100K (2022) · Manufacturers and Traders Trust Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 8% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $50K (50%)
Approval → funding: 27 days
Approved: 4/3/2022
First disbursed: 4/30/2022
Loan status: Current
Loan type: Revolving line
Collateral: Not required
Business type

CAPITAL FOOD MGMT, INC. in Raleigh, NC — $675K (2021) · United Community Bank

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 126 months
SBA guaranteed: $608K (90%)
Approval → funding: 9 days
Approved: 4/21/2021
First disbursed: 4/30/2021
Loan status: Paid in full (2/28/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Camden Caribbean Foods, LLC in Jamaica, NY — $125K (2020) · Grow America Fund, Incorporated

Program: 7a General
Rate at approval: 7.25% variable
Term: 237 months
SBA guaranteed: $106K (85%)
Approval → funding: 144 days
Approved: 2/7/2020
First disbursed: 6/30/2020
Loan status: In workout — SBA bought the guarantee
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

CUISINE DE LA STEPHEN in Bronx, NY — $90K (2020) · Santander Bank, National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $45K (50%)
Approved: 10/30/2019
Loan status: Cancelled
Loan type: Revolving line
Collateral: Not required
Business type: Corporation
Jobs supported: 5
Business age

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Golden Krust Caribbean Bakery & Grill, by the numbers

Recent financings

Who funds Golden Krust Caribbean Bakery & Grill — and where

Common questions

How much does a Golden Krust Caribbean Bakery & Grill cost to buy or open?

How risky is Golden Krust Caribbean Bakery & Grill?

Can I finance a Golden Krust Caribbean Bakery & Grill with an SBA loan?

AI summary