iFoam, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S6700)
68 deals since 2020 · typical deal $629K · 6.45% failure rate
68
Deals since 2020
$629K
Typical deal
0
Deals since FY2025
6.45%
Failure rate (FY20–23)
6.45% of iFoam's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.
What buyers pay for iFoam
Most iFoam deals financed between $50K and $700K. Above $700K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,224
- Down payment (10%)
- $70K
- Cash to close (all-in)
- $93K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$93K)
Experience
Recent financings
- Urban Farmer Insulation LLC in Madison Heights, MI — $709K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)