How much does a Mutts cost to buy or open?

The typical deal for Mutts is $2.5M across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $276K of buyer cash on a typical deal.

Mutts has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Mutts with an SBA loan?

Yes — Mutts has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Mutts, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4189)

3 deals since 2020 · typical deal $2.5M

Deals since 2020

$2.5M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Mutts has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Mutts

Most Mutts deals financed between $488K and $3.49M. Above $3.49M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.51M

Monthly payment (10-yr): $32,863
Down payment (10%): $279K
Cash to close (all-in): $385K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$385K)

Experience

Recent financings

Pups N' Pals LLC in El Paso, TX — $2.5M (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10% variable
Term

Mutts, by the numbers

Recent financings

Who funds Mutts — and where

Common questions

How much does a Mutts cost to buy or open?

How risky is Mutts?

Can I finance a Mutts with an SBA loan?

AI summary