How much does a PostNet cost to buy or open?

The typical deal for PostNet is $200K across 24 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $22K of buyer cash on a typical deal.

How risky is PostNet?

PostNet has 24 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a PostNet with an SBA loan?

Yes — PostNet has been SBA-financed 12 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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PostNet, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1338)

24 deals since 2020 · typical deal $200K

Deals since 2020

$200K

Typical deal

Deals since FY2025

—

Too few deals to score risk

PostNet has 24 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for PostNet

Most PostNet deals financed between $135K and $260K. Above $260K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$200K

Monthly payment (10-yr): $2,957
Down payment (10%): $22K
Cash to close (all-in): $30K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$30K)

Experience

Recent financings

1135 001 LLC in Alexandria, VA — $344K (2026) · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term

PostNet, by the numbers

Recent financings

Who funds PostNet — and where

Common questions

How much does a PostNet cost to buy or open?

How risky is PostNet?

Can I finance a PostNet with an SBA loan?

AI summary