How much does a Race Trac cost to buy or open?

The typical deal for Race Trac is $641K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $71K of buyer cash on a typical deal.

How risky is Race Trac?

Race Trac has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Race Trac with an SBA loan?

Yes — Race Trac has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Race Trac, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3922)

5 deals since 2020 · typical deal $641K

Deals since 2020

$641K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Race Trac has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Race Trac

Most Race Trac deals financed between $575K and $830K. Above $830K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$641K

Monthly payment (10-yr): $8,382
Down payment (10%): $71K
Cash to close (all-in): $95K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$95K)

Experience

Recent financings

Sunora 88 Incorporated in Fort Myers, FL — $575K (2023) · Central Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term

Race Trac, by the numbers

Recent financings

Who funds Race Trac — and where

Common questions

How much does a Race Trac cost to buy or open?

How risky is Race Trac?

Can I finance a Race Trac with an SBA loan?

AI summary