Lender record
Central Bank
The real lending record — every figure from funded deals. HQ: 600 Lake Ave, Storm Lake, IA. 23 branches.
563
Recent deals (FY20+)
$250K
Typical deal
11 days
Approval → funding
0.8%
Failure rate (FY20–23)
Lender record
The real lending record — every figure from funded deals. HQ: 600 Lake Ave, Storm Lake, IA. 23 branches.
563
Recent deals (FY20+)
$250K
Typical deal
11 days
Approval → funding
0.8%
Failure rate (FY20–23)
Most Central Bank deals land between $125K and $460K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
Most active states
Franchises they finance most
Total assets
$2.2B
▼ 0.5% vs prior quarter
Deposits on hand
$1.9B
▼ 0.7% vs prior quarter
Loans outstanding
$2.0B
▲ 0.8% vs prior quarter
Net income (latest qtr)
$4.7M
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with Central Bank
Tell us where to reach you and we'll arrange the introduction — to Central Bank or a comparable SBA specialist who fits your deal even better.
Central BankMain office600 Lake AveStorm Lake, IA 50588 · since 1879
Brookings Branch600 Main AveBrookings, SD 57006 · since 1913
3624 Sixth Avenue Branch3624 6th AveDes Moines, IA 50313 · since 1921
Cherokee Central Trust Branch201 W Main StCherokee, IA 51012 · since 1931
Spirit Lake Branch1400 18th StSpirit Lake, IA 51360 · since 1935
Drive-In Branch1237 Lake AveStorm Lake, IA 50588 · since 1978 · limited service
4018 University Branch4018 University AveDes Moines, IA 50311 · since 1986
Sioux Falls South Minnesota Branch2500 S Minnesota AveSioux Falls, SD 57105 · since 2000
522 Fourth Street Branch504 4th StSioux City, IA 51101 · since 2001
Scroll for all 23 branches · Branch data: FDIC BankFind.
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3 of Central Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
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462 businesses on record — the 60 largest by funding. Each links to its full SBA record.
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DealRoom analysis of public lending records, FY2020–present. Not affiliated with Central Bank.
Central Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
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Central Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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2 deals
Sioux Falls - West 12th Branch2104 W 12th StSioux Falls, SD 57104 · since 2004
North Career Avenue Branch4900 S Western AveSioux Falls, SD 57108 · since 2004
Mills Civic Branch5070 Mills Civic PkwyWest Des Moines, IA 50265 · since 2004
Central Bank - Hamilton Branch2906 Hamilton BlvdSioux City, IA 51104 · since 2006
North Ankeny Branch2805 N Ankeny BlvdAnkeny, IA 50023 · since 2007
Central Bank - Morningside Branch4201 S Lakeport StSioux City, IA 51106 · since 2012
Waukee Branch300 E Hickman RdWaukee, IA 50263 · since 2017
Dakota Dunes Branch400 Gold CirDakota Dunes, SD 57049 · since 2017
Sioux City Mortgage Lending Office Branch302 Jones StSioux City, IA 51101 · since 2018 · limited service
Okoboji Mortgage Lending Office1003 Highway 71 SOkoboji, IA 51355 · since 2019 · limited service
Sioux Falls Lpo Branch6300 S Connie AveSioux Falls, SD 57108 · since 2021 · limited service
Storm Lake Branch 2 - 811 N Lake Ave811 Lake AveStorm Lake, IA 50588 · since 2022
Sioux City Lpo-4th St Branch1114 4th StSioux City, IA 51101 · since 2023 · limited service
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Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal
Your business? Claim this record · Request removal