How much does a Shine Window Care and Holiday Lighting cost to buy or open?

The typical deal for Shine Window Care and Holiday Lighting is $150K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is Shine Window Care and Holiday Lighting?

Shine Window Care and Holiday Lighting has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Shine Window Care and Holiday Lighting with an SBA loan?

Yes — Shine Window Care and Holiday Lighting has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Shine Window Care and Holiday Lighting SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

Shine Window Care in Katy, TX — $200K (2025) · Newtek Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 10.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $150K (75%)
Approval → funding: 21 days
Approved: 8/22/2025
First disbursed: 9/12/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 7
Business age: Existing or more than 2 years old
Industry: Other Personal and Household Goods Repair and Maintenance

Funded by Newtek Bank, National Association · Lender record →

Your business? Claim this record · Request removal

SW ENTERPRISE LLC in Bowie, MD — $180K (2025) · Manufacturers and Traders Trust Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $90K (50%)
Approval → funding: 42 days
Approved: 8/20/2025
First disbursed: 10/1/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type

OHNAY LAHNAY, INC dba SHINE OF SOUTH LAS VEGAS in Las Vegas, NV — $150K (2025) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $128K (85%)
Approval → funding: 13 days
Approved: 11/29/2024
First disbursed: 12/12/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

SW ENTERPRISE LLC in Bowie, MD — $25K (2025) · Manufacturers and Traders Trust Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $13K (50%)
Approval → funding: 192 days
Approved: 8/20/2025
First disbursed: 2/28/2026
Loan status: Current
Loan type: Revolving line
Collateral: Not required
Business type

ALDEN HOME SERVICES LLC in Oak Ridge, TN — $190K (2024) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $143K (75%)
Approval → funding: 2 days
Approved: 2/14/2024
First disbursed: 2/16/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Barry Enterprises LLC in Eudora, KS — $150K (2024) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $128K (85%)
Approval → funding: 18 days
Approved: 12/16/2023
First disbursed: 1/3/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

ALDEN HOME SERVICES LLC in Oak Ridge, TN — $30K (2024) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $15K (50%)
Approval → funding: 348 days
Approved: 2/14/2024
First disbursed: 1/27/2025
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type

D & S Westlake Enterprises LLC in West Lake Hills, TX — $1.0M (2023) · Regions Bank

Program: Preferred Lenders Program
Rate at approval: 9.45% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $770K (75%)
Approval → funding: 21 days
Approved: 5/9/2023
First disbursed: 5/30/2023
Loan status: In liquidation
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Mathis Business Management LLC in Farmington Hills, MI — $924K (2023) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $693K (75%)
Approval → funding: 7 days
Approved: 7/28/2023
First disbursed: 8/4/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Northern Elite LLC in Traverse City, MI — $217K (2023) · Northern Great Lakes Initiatives

Program: Community Advantage Initiative
Subprogram: Community Advantage Initiative
Rate at approval: 10.25% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $163K (75%)
Approval → funding: 8 days
Approved: 3/27/2023
First disbursed: 4/4/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Shine Window Care and Holiday Lighting, by the numbers

Recent financings

Who funds Shine Window Care and Holiday Lighting — and where

Common questions

How much does a Shine Window Care and Holiday Lighting cost to buy or open?

How risky is Shine Window Care and Holiday Lighting?

Can I finance a Shine Window Care and Holiday Lighting with an SBA loan?

AI summary